Andrew Chang Mortgages
Andrew Chang Mortgages
  • HOME
  • INFORMATION
    • BENEFITS OF A BROKER
    • HOW MUCH DOES IT COST
    • MORTGAGE PRE-APPROVAL
    • FIXED VS VARIABLE RATE
    • HOME EQUITY
    • CREDIT REPORT
    • PAY OFF MORTGAGE FASTER
  • SERVICES
    • PURCHASING A PROPERTY
    • MORTGAGE RENEWAL
    • SELF-EMPLOYED SOLUTIONS
    • REFINANCE
    • TRANSFERS
    • COMMERCIAL LOANS
    • ALTERNATIVE LENDING
    • DEBT CONSOLIDATION
  • ABOUT
    • LENDERS & ASSOCIATIONS
    • ABOUT US
  • TESTIMONIALS
  • CONTACT
  • More
    • HOME
    • INFORMATION
      • BENEFITS OF A BROKER
      • HOW MUCH DOES IT COST
      • MORTGAGE PRE-APPROVAL
      • FIXED VS VARIABLE RATE
      • HOME EQUITY
      • CREDIT REPORT
      • PAY OFF MORTGAGE FASTER
    • SERVICES
      • PURCHASING A PROPERTY
      • MORTGAGE RENEWAL
      • SELF-EMPLOYED SOLUTIONS
      • REFINANCE
      • TRANSFERS
      • COMMERCIAL LOANS
      • ALTERNATIVE LENDING
      • DEBT CONSOLIDATION
    • ABOUT
      • LENDERS & ASSOCIATIONS
      • ABOUT US
    • TESTIMONIALS
    • CONTACT
  • HOME
  • INFORMATION
  • SERVICES
  • ABOUT
  • TESTIMONIALS
  • CONTACT

Mortgage Pre-Approval

image1

If you are looking for a new home, be sure you are pre-approved.

With a mortgage pre-approval, I can do a more complete verification prior to sending you shopping for a home, and with that done, the dollar figure you are going shopping with is actually what you can spend. 


I can lock-in an interest rate for you usually up to 120 days while you shop for your perfect home. By locking in an interest rate, you are guaranteed to get a mortgage for at least that rate or better. If interest rates drop, your locked-in rate will drop as well. However, if the interest rates go up, your locked-in interest rate will not, ensuring you get the best rate throughout the mortgage pre-approval process.


In order to get pre-approved for a mortgage, I require a short list of information that will allow me to determine your buying power. I will explain to you the benefits of shorter or longer mortgage terms, the latest programs available, which mortgage products will most likely meet your needs the best, plus I will review all of the other costs involved with purchasing a home.


Getting pre-approved for a mortgage is something every potential home buyer should do before going shopping for a new home. A pre-approval will give you the confidence of knowing that financing is available, and it can put you in a very positive negotiation position against other home buyers who aren’t pre-approved.


Copyright © 2020 Andrew Chang Mortgages - All Rights Reserved.


Powered by GoDaddy Website Builder